GENERAL INSURANCE BLOG

Ten minutes of your time on a road, you can see many bikes, varying designs, different builds, unique colours, etc. Some people choose to customise their vehicle according to their liking by changing the frame, engine, headlights, horn, or handlebar for a better driving experience.

You might wonder how these changes help with the riding experience and why is the standard built not sufficient? Experienced bikers know what suits their bikes better and what would give them a better riding experience. To match their vision, they customise their bikes.

This article will take up a less talked about subject; Handlebars. How do different handlebars affect the riding experience? And what are the different kinds of handlebars available in the market?

Let's discuss a few types of handlebars available in the market and their benefits.

1. Clip-on handlebars:
They are a set of two-piece components fixed directly onto your front fork. Because of this, no extra tools or materials are needed to fix the handlebar. Since the set-up is fairly simple, it gives great flexibility and movement to the bike. These are more specifically used for racing and sporting bikes.
The most significant advantage of clip-on handlebars is that they can be adjusted as per the rider's requirements. Since these are lightweight, it's easier to manoeuvre. For the bikers to handle the bars, they need to bend forward, which gives them a great aerodynamic push during racing.

2. Z-bar handlebars:
These angular handlebars aren't too wide or tall. These are better suited for bikes that have a narrow build. These are a budget-friendly alternative as opposed to other handlebars. They offer one of the most relaxed driving positions and are sufficiently agile for better manoeuvring. These handlebars are better suited for casual riding as opposed to clip-ons that are made for sports bikes.

3. Moustache handlebars:
Moustache handlebars give better control to the rider, especially when navigating treacherous roads. For off-roading, moustache handlebars provide a better stance to the rider so they can navigate and enjoy the view without worrying about their handlebars' position.

4. Frisco handlebars:
Narrow frames characterise Frisco handlebars, and the handles are turned towards the biker. These are fitted into narrow bikes with high-rise chassis. These bikes have a better ground clearance than any other bike model.
The Frisco handlebars are made specifically for these bikes to navigate through heavy traffic or congested roads. The smaller handlebars might provide less radius, but they help manoeuvre through heavy traffic.

5. Ape hangers:
Half of the bike enthusiasts consider these the most comfortable set of handlebars available in the market. For tall riders, these can be the most comfortable, while for others, if it is not set according to their height, the hands and back would go numb. These give a more upright position and eliminate the need to hunch over. These are supposedly the best handlebars in the market for long road trips.

These are a few of the most common handlebars in the market. Remember to talk to an expert mechanic who can understand your vision and comfort before adjusting a handlebar. Handlebars and other accessories add the desired look and comfort to make your riding experience more fun and comfortable. Wondering how to add more value to your bikes? Invest in Bike Insurance . 

Bike insurance is a safety net against all the expenses you incur during your bike's course tenure. Boost the longevity of your bike with a comprehensive insurance plan and get benefits that will help you in the long run.

Click HERE to buy bike insurance.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

As the fuel prices are skyrocketing, it has become quite a concern for ordinary people to afford them. Still, the type of fuel your car needs stays at the top of their requirement list. Having the clarity on the kind of car you own, you can make a well-informed decision about the type of petrol you should choose. And for the people who are still new to the world of vehicles, there are two kinds of petrol- power petrol and normal petrol.

But how do you determine which one would be the most suitable for your car and what are their results? If you have these questions, we have your answers. This blog will discuss power petrol or normal petrol and understand which is best for your car. So, let's get started.

1. Types of petrol in India.
First and foremost, let's get acquainted with the situation of petrol in India. If you go to a gas station, you usually get three types of petrol: unleaded (normal), Power/premium (turbojet, Hi-speed, etc.), and Speed octane (high octane) petrol. The difference between premium petrol and normal or unleaded petrol is that power petrol has a comparatively higher number of octanes. Different types of petrol have other numbers of octanes.

2. What are the advantages of using premium/power petrol?
Using power petrol has several advantages. Higher efficiency can be achieved, which can thus help fuel usage more economically. The power fuel helps in an improved fuel combustion capacity of the engine, thus helping in less consumption and providing better results.
Power petrol also enhances the engine's strength. The stronger the engine, higher the speed and acceleration it can achieve. You might often find deposits in the injector and intake valves which might carry them off into the mechanism of the engine. Power petrol helps eliminate such contaminants and residues, which helps in the smooth functioning of the machine, thus increasing the combustion levels.
It also aids in reducing the banging of the engine, thus de-stressing its work and increasing its longevity. This further decreases the number of harmful exhaust releases through the silencers of your car. Lessening such toxic releases from the silencers also helps reduce pollution and contributes to a cleaner environment. Premium petrol also helps handle and boost your car's ORI (Octane Requirement Increase).

Some other advantages of using power petrol over regular/unleaded petrol include the lower chances of input valves' fusion, the better and smooth riding of the vehicle, and much more. Although it is a little more expensive than normal petrol, your car's mileage is boosted if you start using the power petrol, which helps you efficiently minimise the frequency of fuel expenditure.

We hope that the information proves helpful in arriving at an informed decision. And in the interest of your vehicle, you also need to safeguard your vehicle from unforeseeable damages or accidents which can land your car in trouble and put you under financial stress.

To avoid such issues, you need to get Motor Insurance which would act as financial aid and help you handle the situation efficiently with your insurance provider. Put your research work to the test and purchase the best motor insurance India that will help you efficiently deal with the repair and maintenance of your car.

Click HERE to know more about the benefits of buying motor insurance India .

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Purchasing a bike is not an easy task. It would be best if you had a lot of time to do the market survey, finalise your budget, see which models fit your budget, explore and compare the features you require, gather the funds, seek information about the loan, and choose the best option and then begin the process.

All these things require considerable time, money, and effort. And with insurance, the information seems never-ending. Also, you need to ensure that you know sufficient knowledge to help determine which insurance policy would suit your needs.

We will shed some light on the know-how of bike insurance policies catering to your needs and help you gain better insights on how you can get one. So, let's get started.

1. Why do you need a two-wheeler insurance policy?
Accidents come without warning, so you must purchase insurance that protects you and your bike from unfortunate situations. A Ministry of Road Transport and Highways report revealed that over 158,964 road accidents of two-wheelers were reported in India in 2020, causing over 56,000 deaths. This alarming figure demands the need to buy a robust bike insurance policy to protect you and your bike from such potential threats and uninvited damages.
You must have a valid driving licence and original insurance documents to ride legally on Indian roads as per the Motor Vehicles Act 1988. It is advisable to compare 2 wheeler insurance online and explore different options before concluding a policy.

2. Have you asked your insurer to customise your two-wheeler insurance?
Were you aware of this fact? If not, then now you do! We know that the insurance sector has started inculcating options for personalising their policies to help the customers get the best out of their insurance. There are several options of add-ons available to choose from, making your insurance plan more customisable.

3. Do you know that a basic insurance policy does not cover the engine?
You will be surprised to discover that your bike's engine is exempted from insurance benefits. Fret not! You can still protect the engine by buying the "bike engine protect" add-on to your existing insurance.

4. Your insurance policy can also provide you a legal protection.
A good insurance plan also covers you under natural calamities, accidents, theft, and vandalism. These insurance plans have several options for add-on coverage and other choices, which allow the companies to personalise their insurance benefits according to their audience type. This also includes covering damages to third-party and avoiding the risks of legal actions or hefty penalties.

5. Did you compare your 2 wheeler insurance online?
Make the best use of technology and compare different two-wheeler insurance plans online with just a few clicks. But, carefully read all the terms and conditions before proceeding to payment. Understand the benefits thoroughly to calculate the return on your investment.

6. Have you picked a reputed insurer?
There are several advantages to purchasing the insurance policy from a reputed firm. Looking for a trusted insurance provider should be your first step. You can decide this by analysing the company's claim settlement ratio and its customer base.

7. Don't forget to read online reviews.
Reviews are the best way to get an overview of the company, its process, and customer relationship. These can help you make an informed decision and learn more about the company's services.

These were a few know-how of bike insurance to choose the right two-wheeler insurance policy. Life is chaos, and everything else is arbitrary. But, it would be best if you had something to fall back on if you find yourself in a difficult situation. Insurance keeps you stress-free financially and helps you fix the problem and get your vehicle repaired in case of severe damage.

Now, finding the best deals for buying insurance is easy with digital platforms of insurance providers. With a digital device and stable internet, the entire insurance buying process can be done in just a few clicks. By purchasing 2 Wheeler Insurance Online , you considerably save time and money and are, in return, promised seamless services. Everything can be done hassle-free and without the involvement of any intermediaries, from making claims to paying premiums.

Click HERE to buy 2 wheeler insurance online.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.

Childbirth is beautiful. Pregnancy requires a lot of commitment, physical and mental strength, and external support from your partner, family, and friends to be able to give birth once the cycle ends. Things do not end once your baby is out of the womb and into this world. That's when the real work begins.

Are you someone who is currently going through the pregnancy phase? Or someone taking care of a pregnant friend, relative or family member? Well, whatever your reasons are, this blog will answer your queries about the dangerous activities you need to steer clear of during childbirth. So, given below is a list of pregnancy injuries you must be very careful about.

1. Say no to lifting:
During pregnancy, you should strictly prohibit yourself from lifting any heavy items, including large, heavy boxes, weights in the gym, etc. If you want to keep your body fit and still hit the gym or get a quick workout, consult your doctor before starting anything.
Do not run the trial-and-error methods and put your body through unnecessary physical stress and exhaustion. You might risk many things, have to bear the side effects, and face adverse results during delivery.

2. Avoid standing for more extended hours:
Standing for long hours is similar to the case with lifting, as discussed in the previous point. You exert your body and put it through a lot of physical stress when you stand for longer. Your body is already carrying your weight and the weight of your child. Your legs need rest.
Your locomotive system needs to catch a break to be strong enough to support your entire body if there is some emergency. Prolonged standing also risks premature birth (babies born before nine months or their estimated date) and increases the chances of miscarriages.

3. Understand the changes in your body:
Once the "late pregnancy" period begins, you will notice several visible changes in your body. Your body goes through several internal and hormonal changes. Therefore, your weight increases as the baby develops, and different body parts get bigger to ensure that they can serve the baby's needs when it arrives. All this weight gain thus eventually causes imbalance even when you do the simplest of activities. But exhausting your body by doing your regular heavy physical activities can put your child at risk. The imbalance might make you more prone to accidents that happen due to falling or increase the chances of musculoskeletal injuries.

4. What about your menstrual health:
Heavy physical activities, lifting massive items, and standing for extended hours also threaten your menstrual health and put your body under stress. And as for pregnant people, their hormones during the process can affect the strength of the ligaments and spinal joints. Excessive physical strain can delay the process of your body preparing itself for childbirth or might adversely affect the baby's health.

These were some pregnancy related injuries you must be very careful about. As it is said that accidents never come with a warning, and the period of pregnancy is one such critical time when you need to be the most careful you can ever be. But there might be times when you or your loved one find themselves part of an unpredictable incident that can potentially endanger your health or life.

And even if not, it is always wise to have a certain financial backup for the future so that you can focus on sorting the situation and finding a solution instead of worrying about the funds. Therefore, a smart option is to purchase the Best Personal Accident Policy In India , providing comprehensive coverage for your family and your baby.

Click HERE to know more about the benefits of buying the best personal accident policy in India.

Disclaimer: The information provided above is for illustrative purposes only. To get more details, please refer to policy wordings and prospectus before purchasing a policy.